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Credit Cards
Posted: Mon Oct 15, 2007 4:37 pm
by gherkin001
Isnt it annoying when you get credit cards through that you didnt apply for?
I've had 2 in the past fortnight.
Kirsty
Posted: Mon Oct 15, 2007 6:31 pm
by rah
what?! i didn't think they could do that?
i doubt they would do that to me though as i'm pretty sure i'm black listed for my inability to remember to pay things on time.
Posted: Mon Oct 15, 2007 8:10 pm
by Pooky
That doesn't and shouldn't happen. Are you sure it isn't an application form with those fake plastic type ones stuck on the front?
If you have recieved a card you havent applied for then I would be seriously concerned someone has or is in the process of stealing your identity.
Posted: Mon Oct 15, 2007 10:07 pm
by gherkin001
I seriously have credit cards that I didnt apply for! One is an Aqua card and the other is a Vanquis card. Both are companies I'd never heard of until the cards came through. I dunno whats going on, but what I do know is its bloody annoying!!!!!!!!!!!!!!!!!
Kirsty
Posted: Mon Oct 15, 2007 10:28 pm
by sheppeyescapee
gherkin001 wrote:I seriously have credit cards that I didnt apply for! One is an Aqua card and the other is a Vanquis card. Both are companies I'd never heard of until the cards came through. I dunno whats going on, but what I do know is its bloody annoying!!!!!!!!!!!!!!!!!
Kirsty
I agree with Pooky to check it out as there may be some identity theft going on. They shouldn't be sending cards to you for no reason at all.

Posted: Tue Oct 16, 2007 7:36 am
by gherkin001
How would I go about doing that then? You've all got me worried now!
Kirsty
Posted: Tue Oct 16, 2007 1:08 pm
by sheppeyescapee
gherkin001 wrote:How would I go about doing that then? You've all got me worried now!
Kirsty
Well first I would contact the credit card companies and tell them you didn't order the cards in the first place. Second I would get a hold of a copy of your credit report to see if there is anything else suspicious looking on there.

Posted: Tue Oct 16, 2007 5:16 pm
by gherkin001
Will do, this is starting to seriously worry me now.
Kirsty
Posted: Tue Oct 16, 2007 6:08 pm
by Pooky
Yes I would follow Shepeys advice above.
Posted: Wed Oct 17, 2007 11:15 am
by Auron
sounds Fishey