Credit Cards

gherkin001 · Post by **gherkin001** » Mon Oct 15, 2007 4:37 pm

Isnt it annoying when you get credit cards through that you didnt apply for?

I've had 2 in the past fortnight.

Kirsty

rah · Post by **rah** » Mon Oct 15, 2007 6:31 pm

what?! i didn't think they could do that?

i doubt they would do that to me though as i'm pretty sure i'm black listed for my inability to remember to pay things on time.

Post by **Pooky** » Mon Oct 15, 2007 8:10 pm

That doesn't and shouldn't happen. Are you sure it isn't an application form with those fake plastic type ones stuck on the front?

If you have recieved a card you havent applied for then I would be seriously concerned someone has or is in the process of stealing your identity.

gherkin001 · Post by **gherkin001** » Mon Oct 15, 2007 10:07 pm

I seriously have credit cards that I didnt apply for! One is an Aqua card and the other is a Vanquis card. Both are companies I'd never heard of until the cards came through. I dunno whats going on, but what I do know is its bloody annoying!!!!!!!!!!!!!!!!!

Kirsty

sheppeyescapee · Post by **sheppeyescapee** » Mon Oct 15, 2007 10:28 pm

gherkin001 wrote:I seriously have credit cards that I didnt apply for! One is an Aqua card and the other is a Vanquis card. Both are companies I'd never heard of until the cards came through. I dunno whats going on, but what I do know is its bloody annoying!!!!!!!!!!!!!!!!!

Kirsty

I agree with Pooky to check it out as there may be some identity theft going on. They shouldn't be sending cards to you for no reason at all.

gherkin001 · Post by **gherkin001** » Tue Oct 16, 2007 7:36 am

How would I go about doing that then? You've all got me worried now!

Kirsty

sheppeyescapee · Post by **sheppeyescapee** » Tue Oct 16, 2007 1:08 pm

gherkin001 wrote:How would I go about doing that then? You've all got me worried now!

Kirsty

Well first I would contact the credit card companies and tell them you didn't order the cards in the first place. Second I would get a hold of a copy of your credit report to see if there is anything else suspicious looking on there.

gherkin001 · Post by **gherkin001** » Tue Oct 16, 2007 5:16 pm

Will do, this is starting to seriously worry me now.

Kirsty

Post by **Pooky** » Tue Oct 16, 2007 6:08 pm

Yes I would follow Shepeys advice above.

Auron · Post by **Auron** » Wed Oct 17, 2007 11:15 am

sounds Fishey